Lova is the first application in BiH created with the aim of connecting our users with each other or connecting users with merchants. As a modern and multifunctional platform, in this way Lova enables quick receiving/sending of money, payment/charging of goods and services by simply scanning a QR code, payment in web shops, payments and withdrawals via PayPal, at merchants (kiosk, store, etc.), services such as paying bills without standing in lines and going to the bank, fast loans, paying for parking, certain taxes and many others will soon be available. Thanks to Lova, modern ways of performing everyday activities have become available in our area as well.